Traditional Employers

Employers who operate in the local government sector across the province (a “traditional employer,” which includes municipalities) can participate in the OMERS Plan.

Current continuous full-time (CFT) employees

The employer must give their permanent CFT employees the option to join OMERS, effective the date the employer elects to participate in OMERS. If an employee decides not to join, they must sign a membership waiver. The employee retains the option to join at any point in the future, as long as they remain a continuous full-time employee.

Current other-than-continuous full-time (OTCFT) employees

The employer must give their OTCFT employees the option to join OMERS, effective the date the employer elects to participate in OMERS if, during each of the two immediately preceding calendar years:

  • the employee worked at least 700 hours (including overtime) with the employer or any participating OMERS employer; or
  • the employee earned at least 35% of the Year’s Maximum Pensionable Earnings (YMPE), including overtime and vacation pay, with the employer or any participating OMERS employer.

Permanent CFT employees hired on or after the participation effective date

Participating OMERS employers must enrol new CFT employees on their date of hire – this is a condition of employment. There is no probationary or waiting period for enrolment in OMERS.

OTCFT employees hired on or after the participation effective date

Participating OMERS employers must give new OTCFT employees the option to join OMERS, if during each of the two immediately preceding calendar years:

  • the employee worked at least 700 hours (including overtime) with the employer or any participating OMERS employer; or
  • the employee earned at least 35% of the Year’s Maximum Pensionable Earnings (YMPE), including overtime and vacation pay, with the employer or any participating OMERS employer.

If the employee doesn’t meet the OMERS membership criteria on their date of hire, the employer must continue to check whether the employee becomes eligible to join on each subsequent January 1. On any occasion where the employee is eligible to join but decides not to, they must sign a membership waiver.

Participation Process - Overview

Step 1: Participation questionnaire

The prospective employer completes the Employer Participation Questionnaire (included) and submits it to OMERS for review.

Step 2: Eligibility reviewed/confirmed

OMERS reviews the completed questionnaire and supporting documentation to confirm that the prospective employer meets the eligibility requirements.

Step 3: By-law

OMERS provides the employer with a draft participation by-law/resolution, appropriate for their circumstance. The employer completes the draft by-law/resolution, including an effective date, and submits it to OMERS for review. Once approved, the Council/Board of the employer will pass the by-law/resolution and return it to OMERS.

Step 4: Employer set up

OMERS will establish a new employer group number and partner with the employer in the administration of the pension plan – this includes OMERS best-in-class online tools and customer service.

Step 5: Member set up

The new employer enrols employees in OMERS and begins remitting contributions. OMERS Client Services can assist the employer throughout the process.

Step 6: Ongoing pension administration

The new employer provides annual membership data to OMERS, and works with OMERS on other aspects of administration, including future enrolments, retirements, disabilities and leave periods. OMERS provides ongoing employer/member education and communication. This can include presentations to employees, as well as administrative training for the employer’s payroll and human resources representatives.

Contact us to find out more.