Maximizing Your Pension

Depending on your employment situation and preferences, you can maximize your pension by transferring or buying previous service, or by purchasing a leave period.
Credited and Eligible Service
Learn about the difference between credited and eligible service, and how they can help you maximize your pension. View credited and eligible service
Buying Service
Find out how to maximize your pension by purchasing past service with a former employer. As a registered myOMERS user, you can use the Buy-Back Calculator in myOMERS to request a cost to buy service. Learn more about buying service
Purchasing a Leave Period
You can increase your pension by purchasing a leave period with your current employer and converting it to credited service. Learn about purchasing a leave period
Transferring Service from Another Pension Plan
Find out how to maximize your OMERS pension by transferring service from another registered pension plan. Learn about transferring service