Marriage Breakdown (Divorce)

A pension earned in a registered pension plan by a pension plan member during their marriage or common-law relationship is considered part of “family property” in the event that the member’s spousal relationship ends.

There is no requirement to divide the pension - it’s up to you and your former spouse. Deciding whether or not to divide your pension assets is an important decision. Please seek independent legal advice from a family law lawyer. OMERS cannot provide you with legal or financial advice. 

Post-2011
Post-2011 rules apply if your court order, family arbitration award or domestic contract was signed or executed on or after January 1, 2012. A separation agreement is a form of domestic contract. Learn about post-2011 rules
Pre-2012
Pre-2012 rules apply if your court order, family arbitration award or domestic contract was signed or executed prior to January 1, 2012. A separation agreement is a form of domestic contract. Learn about the pre-2012 rules