Planning for Loved Ones

Survivor benefits are a key feature of the OMERS pension plan, and part of our commitment to providing a secure future for members and their survivors.

Survivor benefits and options available depend on whether death occurs before or after retirement.  
 

OMERS Member Dies Before Retirement
Find out what happens and what to do when an OMERS Member dies before retirement. When an OMERS Member dies before retirement
OMERS Member Dies After Retirement
Find out what happens and what to do when an OMERS Member dies after retirement. When an OMERS Member Dies After Retirement

Plan and protect your loved ones

When an individual applies for survivor benefits based on their common-law relationship with a deceased member, they must prove that they were in a common-law relationship with the member before they are considered an eligible spouse. OMERS requires sufficient information to make a decision about whether the claimant and the member were in a common-law relationship. These frequently asked questions provide important information about the common-law spouse definition and the requirements to prove the common-law relationship

Common Law FAQ

Supporting documents

When applying for an OMERS survivor benefit, supporting documents and forms are needed to process the claim.

See supporting documents