Maximizing Your Pension

Depending on your employment situation and preferences, you can maximize your pension with the options below.

Additional Voluntary Contributions (AVCs)

The Additional Voluntary Contributions (AVCs) option is a retirement savings and investment opportunity.

Buying service

Maximize your pension by purchasing past service (from your previous or current employer) through a buy-back.

Purchasing a leave period

You can increase your pension by purchasing a leave period with your current employer and converting it to credited service.

Transferring service from another pension plan

Find out how to maximize your OMERS pension by transferring service from another registered pension plan.